Richard Gusmano
              BCC Certified Financial Consultant
             Let's talk! (631) 458-0100
Knowing who to trust on your financial journey is your first step...

BCC is built on:

Trust + Integrity = Long Term Success

Richard Gusmano
BCC Certified Financial Consultant
             Let's talk! 631-458-0100
Knowing who to trust on your financial journey is your first step...

BCC is built on:

Trust + Integrity = Long Term Success

"There is NO "One Size Fits" all approach to securing
business financing"
My goal and passion is helping businesses both large and small define their strategy by identifying opportunities, securing the perfect funding for your business (through our extensive network of lenders), improving financial planning, and bench marking performances throughout the journey to better determine what path your business should take in terms of finance and growth.

Knowledge, experience and the backing of a solid team are essential when looking to restructure your finances or apply for additional capital to help grow your business.

Just because your bank said no doesn’t mean all banks will.

 You have definitely options available to you!

I Can Help You Achieve Your Businesses Wildest Dreams!
"There is NO "One Size Fits" all approach to securing business financing"
My goal and passion is helping businesses both large and small define their strategy by identifying opportunities, securing the perfect funding for your business (through our extensive network of lenders), improving financial planning, and bench marking performances throughout the journey to better determine what path your business should take in terms of finance and growth.
Knowledge, experience and the backing of a solid team are essential when looking to restructure your finances or apply for additional capital to help grow your business.

At BCCUSA it’s our business to understand the available products/programs/tolerances in the Commercial & Industrial Credit Marketplace.

We match our clients to the best possible solution (lowest cost of capital) based on their specific Financial circumstances, explaining why.

After clients receive the Capital we arrange, we continue to work with them- so they can achieve their immediate and long-term goals.
                                                                                  

Myself and our entire BCC team of experts are here just for you...
From Securing The “Right” Financing, To Creating Financial Road-Maps That Reinforce Success. Richard and our team of experts at BCC are here for you every step of the way.
Let's work to give your business the room it needs to grow..
We Help To Minimize Monthly Debt Payments Via Creative Asset Based, Earnings, And Credit Lending.
Transparency... Results...
Support... 
I will analyze your data
I will Meticulously Analyze Your Prior Performance To Ensure A Sound And Successful Financial Future For you and your business.
I understand...
Through my own personal experience my empathy for knowing what clients are going through- provides comfort and trust to the process of securing Capital for their businesses.
Let us help your Business climb to new heights
Myself and our entire BCC team of experts are here just for you...
From Securing The “Right” Financing, To Creating Financial Road-Maps That Reinforce Success. Richard and our team of experts at BCC are here for you every step of the way.
Let's work to give your business the room it needs to grow..
We Help To Minimize Monthly Debt Payments Via Creative Asset Based, Earnings, And Credit Lending.
I will analyze your data
I will Meticulously Analyze Your Prior Performance To Ensure A Sound And Successful Financial Future For you and your business.
I understand...
Through my own personal experience my empathy for knowing what clients are going through- provides comfort and trust to the process of securing Capital for their businesses.
 Testimonial
"Turned down by 3 banks.."
We were turned down by 3 separate banks before our loan broker introduced us to Richard. Within 3 days he got us an approval, and within a month we closed a 10-year loan. Thank you.
A little something about me..
The Business Capital Consultants USA (BCCUSA) Preferred Lender Provider (PLP) Platform features over 30 SBA Banks- with over 100 Partner Lenders supporting all Products and Services. 
Term Loans
Fixed Monthly payments, 2 to 10-year amortizations, rates from 6.25%.
Asset Based Lending
You learn more from failure than from success. Don't let it stop you. Failure builds character.
Asset Based Lending
Leverage Balance Sheet line items (CRE, AR, PO's, Inventory, M&E) to fuel growth when traditional lending facilities may not be possible.
Services I Offer
From Securing The “Right” Financing, To Creating Financial Road-Maps That Reinforce Success. We’re With You, Every Step Of The Way.
Lines of Credit
Secured & Unsecured rates from Prime + 2%.
SBA Lending/Loans
7A (and Form 1919) for Growth and Working Capital, MCA Consolidation, Commercial Real Estate, Franchise and Business Acquisition to $5M, $5.5M for Manufacturing.
Working Capital Solutions
Immediate Capital infusions addressing growth surges and short-term operational needs.
Thankfully, I've Been There Before – and now  know how to help get you through it.

A little something about me....
Let me ask you a question.....

If I can secure the perfect deal  your business and this long term healthy solution solves ALL your financial problems and puts you on a solid path to success and growth.

What would that do for you - your family - your future?

What would you do? Where would you go? Who would you help?
Solutions We Offer
From Securing The “Right” Financing, To Creating Financial Road-Maps That Reinforce Success. We’re With You, Every Step Of The Way.
Term Loans
Fixed Monthly payments, 2 to 10-year amortizations, rates from 6.25%.
Asset Based Lending
Leverage Balance Sheet line items (CRE, AR, PO's, Inventory, M&E) to fuel growth when traditional lending facilities may not be possible.
Lines of Credit
Secured & Unsecured rates from Prime + 2%.
SBA Lending/Loans
7A (and Form 1919) for Growth and Working Capital, MCA Consolidation, Commercial Real Estate, Franchise and Business Acquisition to $5M, $5.5M for Manufacturing.
Working Capital Solutions
Immediate Capital infusions addressing growth surges and short-term operational needs.
Short-Term Debt Restructuring
(MCA Consolidation)

Earnings, Credit, and/or Asset Based solutions to reduce Monthly Debt payments.
Hear From Client Success Stories
Richard thank you for your guidance and expertise. When we first met- we had 5 employees and were doing $40k per month- we now employ over 50 and are doing nearly $1M per month!

"Sales have gone up 150%..."

When I was first introduced to you Richard, I had 5 cash advances and couldn’t afford to buy inventory for our store. With your help our debt is a fraction of what is was and our sales have gone up 150%!

"I don't know how Rich does it..."

We were turned down by 3 separate banks before our loan broker introduced us to Richard. Within 3 days he got us an approval, and within a month we closed a 10-year loan. Thank you.

"Turned down by 3 banks.."

We were turned down by 3 separate banks before our loan broker introduced us to Richard. Within 3 days he got us an approval, and within a month we closed a 10-year loan. Thank you.

"Our business has tripled..."

Thank you, Richard, for taking my business to the next level. Our business has tripled and there is no way I could have done it without you.
Hear From Client Success Stories

"Sales have gone up 150%..."

When I was first introduced to you Richard, I had 5 cash advances and couldn’t afford to buy inventory for our store. With your help our debt is a fraction of what is was and our sales have gone up 150%!

"we now employ over 50 and are doing nearly $1M per month!"

Richard thank you for your guidance and expertise. When we first met- we had 5 employees and were doing $40k per month- we now employ over 50 and are doing nearly $1M per month!

""I don't know how Rich does it...""

We were turned down by 3 separate banks before our loan broker introduced us to Richard. Within 3 days he got us an approval, and within a month we closed a 10-year loan. Thank you.

""Our business has tripled...""

Thank you, Richard, for taking my business to the next level. Our business has tripled and there is no way I could have done it without you.
About Me
Richard Gusmano
Entrepreneur, Speaker, Business Coach
My broad base of knowledge provides perspective to B2B, B2C, Point of Sale, and Supply Chain enterprises, and all the business/sales and marketing processes associated with their growth and Cash Flow cycles.
  • Owner and founder of BCCUSA with over 30 years experience in the business and financial world.
  • Award-winning career entrepreneur, with a successful track-record of scaling Logistics, Construction, IT Placement, and Hospitality enterprises
  • First-hand experiences as a business owner- coupled with his vast expertise in Commercial Lending
  •   Recently honored to be appointed to the Leadership Council of NSBA- National Small Business Association
About Me
Richard Gusmano
Entrepreneur, Speaker, Business Coach
My broad base of knowledge provides perspective to B2B, B2C, Point of Sale, and Supply Chain enterprises, and all the business/sales and marketing processes associated with their growth and Cash Flow cycles.
  • Owner and founder of BCCUSA with over 30 years experience in the business and financial world.
  • Award-winning career entrepreneur, with a successful track-record of scaling Logistics, Construction, IT Placement, and Hospitality enterprises
  • First-hand experiences as a business owner- coupled with his vast expertise in Commercial Lending
  • Recently honored to be appointed to the Leadership Council of NSBA- National Small Business Association

  my published articles & Additional Resources
To help Guide You Through the decision Making Process

01

All You Need To Know.... 

About Bad Credit Business Loans

Click Here

02

Commercial Bridging Loans...

For All You Business People

Click Here

03

Flexible Business Loans...

Making Life Easier for The Business Owner

Click Here

04

Helping The Newcomers...  

New Business Loans and the option available to you.

Click Here

05

Using Your Mortgage Loans... 

For Business and Home Purposes

Click Here

06

The Missing Link Between...

Business And Success - Fast Business Loans

Click Here

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